Experiencing a hit-and-run accident can be disorienting and stressful. In the aftermath, it is crucial to safeguard your rights and ensure you receive the compensation you deserve. Here are some simple steps to follow if you ever find yourself in this situation.
What to do right away
First, ensure your safety and the safety of others involved. If possible, move to a safe location and activate your hazard lights to warn other drivers. If there are any injuries, call emergency services immediately. Georgia law mandates notifying law enforcement if there is an injury, death, or significant property damage.
While you wait for the police, try to remember as much as you can about the accident. Take pictures of the scene, your car, and any injuries. If there are people who saw the accident, ask them for their contact information and what they saw. This information will be helpful later.
Know your rights
In Georgia, you are not automatically entitled to damages after an accident. You need to show that the other driver caused the accident and that you lost something because of it, like having to pay for repairs or medical bills. Georgia operates under a modified comparative fault rule, meaning you can only recover damages if you are less than 50% at fault for the accident. This is why collecting evidence is so important.
Insurance considerations
Georgia drivers must have insurance to pay for accidents they cause, but they do not have to have uninsured motorist coverage. This coverage is essential in hit-and-run cases because it might pay for your damages if the authorities cannot find the other driver. If you do not have this coverage, talk to a lawyer about different ways to get compensation.
Get medical help
Even if you feel okay, see a doctor soon after the accident. Some injuries might not show up right away but can cause problems later. Medical records will also help prove your case if you need to file a claim.
File a police report
A police report is an important document that provides details about the accident. It might include what witnesses said and other evidence the police found. Make sure to get a copy of this report for your records.
In Georgia, you have two years from the accident date to sue for injuries and four years to sue for property damage. It is essential to be aware of these time limits so you do not miss your chance to get compensation. Consulting with a legal professional early in the process can ensure you take all necessary actions within the required time limits.
A hit-and-run accident can be a challenging experience, but taking the proper steps can help you protect your rights. Make sure you and others are safe, gather evidence, and consider talking to a lawyer to help with your case. Remember, you do not have to go through this alone—there are people who can help you through the process.